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Optiml

Simple, Transparent Pricing

Start your 14-day free trial.

Trusted by 10,000+ Canadians

Bank-Level Security

Canadian-Made & Compliant

4.9/5 Customer Rating

Choose the plan that best fits your needs

Essentials

I want a simple and structured approach to plan my financial future.

Pro+

I like analyzing all numbers, and having access to all features.

Legacy

I am a business owner who may have a Trust, Holding Company, or Operating company.

Why pay $3,000+

for a one-time financial plan you can't control?

🇨🇦

We're Canadian, of course our pricing is in CAD!

Monthly

Annual

Save up to 20%

Essentials

Peace of mind, simplified.

$99

/yr

Save 20%

What-if Scenarios

Unlimited

Stored Plans

1

Run unlimited plans. Only the most recent one is stored.

Assets

✓

Primary Residence

✓

Insurance

What-if Scenarios

✓

When can I retire?

✓

How much can I afford to spend in retirement?

✓

What can I leave to my kids?

✓

Test different estate goals

✓

Test different CPP/QPP & OAS start ages

Support

✓

Virtual Assistant

✓

Email Support

Start Free Trial

14-day free trial

Most Popular

Pro+

Most popular for serious planners.

$249

/yr

Save 20%

Everything in Essentials, plus:

Stored Plans

20

Run unlimited plans. Store and revisit up to 20.

Assets

✓

Cottage & Land

✓

Rental Properties

✓

Private Equity

Features

✓

Success Score

✓

Save multiple plans

✓

Compare Plans

✓

AI Insights

✓

Customize your plan

✓

Linked Investment Accounts

✓

Historical Snapshot

✓

Download your plan

✓

CPP/QPP & OAS Optimizer

Support

✓

Book a 1:1 call anytime

Start Free Trial

14-day free trial

Legacy

Built for business owners.

$499

/yr

Save 20%

Everything in Pro+, plus:

Assets

✓

Trust

✓

HoldCo

• Real Estate

• Private Equity

• Investment Fund

• Cash Account

• Life Insurance

• Shareholder Loans

• Operating Companies

✓

Stand-alone OpCos

Start Free Trial

14-day free trial

✦ All plans include a 14-day free trial, switch plans anytime during your trial at no charge

Switch Plans Anytime

Upgrade or downgrade anytime with prorated pricing

Your Data is Secure

Bank-level encryption + Canadian data storage (PIPEDA compliant)

Cancel Anytime

Access continues until the end of your billing period

Pricing

Frequently Asked Questions

Yes! You can upgrade or downgrade your plan at any time. If you upgrade, you'll only pay the difference between your current billing cycle and the new plan's pricing. If you downgrade, any remaining balance will be applied as a credit toward your next billing cycle.

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Empowering Canadians to take control of their financial future.

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BBB RATING: A+

Features

EVA - AI AssistantCPP & OAS OptimizerWithdrawal OptimizerSuccess ScoreCompare PlansWealthica IntegrationEstate ProjectorBusiness Owners

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