Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
feature
OPTI 1.86Core 6 Historical Market Scenarios
Introducing the Core 6. Six historical market return scenarios are now automatically tested against every new plan you run. Your results will be waiting on the Dashboard Plan Summary once the analysis is complete. You can also replace the default Core 6 with your own custom set of six scenarios to be tested automatically across future plans.
August 27, 2026
bug
OPTI 1.86Capital Gains Realization Saving Fix
Fixed an issue experienced by some users where changes to the Capital Gains Realization rate were not saving correctly.
August 27, 2026
improvement
OPTI 1.86LIF & RRIF Income Splitting Update
LIF and RRIF amounts already withdrawn during the current year are now correctly included when calculating eligible pension income splitting amounts.
August 27, 2026
bug
OPTI 1.86Mobile Onboarding Continue Button Fix
Fixed issues where Continue buttons could become unresponsive during onboarding on certain mobile devices.
August 27, 2026
improvement
OPTI 1.86Pension Plan Names
Pension Plan Name is now a required field when adding a pension. This makes it much easier to identify and distinguish between multiple pension plans throughout your analysis.
August 27, 2026
bug
OPTI 1.85RDSP Validation & Growth Rate Fix
Fixed an issue with RDSP validation that could incorrectly restrict the growth rates users were able to enter.
August 20, 2026
improvement
OPTI 1.85Enhanced Loan Repayment Options for Goals
All financed goals that support debt now include an editable loan repayment table, allowing you to simulate paying off the loan earlier. You can also specify whether the loan interest is tax deductible so it can be properly reflected in your plan.
August 20, 2026
bug
OPTI 1.85CPP/QPP & OAS Optimizer Fix
Fixed an issue where the CPP/QPP & OAS Optimizer could continue running in the background when launching and switching between Saved Plans.
August 20, 2026
feature
OPTI 1.84AI Input Validator
Introducing the new AI Validator. Before running a plan, you can now click Validate to launch a detailed review of your inputs. The validator checks for potential setup issues, missing or extra zeros, unusual values, and other items worth reviewing before starting your plan.
August 13, 2026
feature
OPTI 1.84Rental Property Loss Deductions
Rental property owners with cash-flow-negative properties can now have eligible rental losses deducted against personal income. This is particularly useful for properties that may generate losses during the earlier years of ownership.
August 13, 2026
feature
OPTI 1.84Charitable Donations from HoldCos
HoldCo owners can now add charitable donations paid directly by the corporation. Eligible charitable donations will reduce Part I corporate tax, with the full impact available to review on the Taxes page after running a new plan.
August 13, 2026
improvement
OPTI 1.84RRSP Contribution Room Tooltip
Added a new RRSP contribution room tooltip to provide a clearer breakdown of how your available contribution room is calculated, including the factors that impact it beyond just employment income.
August 13, 2026
feature
OPTI 1.83Detailed Tax Breakdown
The Taxes page now includes a complete year-by-year breakdown of your tax calculations. View federal and provincial tax brackets, credits, deductions, and other line items to see exactly how your taxes are calculated. This feature will be available after running a new plan.
August 6, 2026
improvement
OPTI 1.83Historical Snapshot Improvements
Historical Snapshots have been improved to unlock correctly on the scheduled snapshot day rather than the following day. Snapshots also now include a running total of net deposits over time.
August 6, 2026
bug
OPTI 1.83Excel Income Total Fix
Fixed an issue in Excel plan downloads where inheritance amounts were incorrectly included twice in the Total Income calculation when both spouses were present. This was a visual issue only and did not affect Optiml's calculations.
August 6, 2026
Showing updates for August 2026
© 2026 Optiml. All rights reserved.