Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
feature
OPTI 1.82Add Assets Sold Earlier This Year
You can now add assets that were sold earlier in the current year from the Income page. Optiml will capture the resulting cash flow and any taxable capital gains already realized during the year.
July 30, 2026
feature
OPTI 1.82Annuities
Annuities can now be added from the Income page. Include the payment amount, tax treatment, payment frequency, and other details so the income is properly reflected throughout your financial plan.
July 30, 2026
feature
OPTI 1.82CPP/QPP Survivor Benefits
Optiml has always projected future CPP/QPP survivor benefits for plans that include a spouse. Users who are already receiving survivor benefits can now enter them directly using the new CPP/QPP Survivor Benefits card on the Income page.
July 30, 2026
feature
OPTI 1.82CPP/QPP Disability Benefits
Users who are currently receiving CPP/QPP disability benefits can now enter the income directly from the Income page. These benefits will also be properly incorporated into future CPP/QPP calculations.
July 30, 2026
improvement
OPTI 1.82Editable Loan Repayments for Future Goals
Future goals that include a loan now provide an editable loan repayment table. Users can adjust the repayment schedule to test scenarios such as paying off the loan sooner.
July 30, 2026
bug
OPTI 1.82Non-Registered Withdrawal Fix
Fixed an issue where non-registered withdrawals already made during the current year were not properly cleared after the associated non-registered account was removed.
July 30, 2026
improvement
OPTI 1.82Tax Rates Added to Excel Downloads
Excel plan downloads now include each individual''s marginal and average tax rates.
July 30, 2026
bug
OPTI 1.81Saved Plans Launch Button Fix
Fixed a visual issue on the Saved Plans page where the Launch button text could display incorrectly.
July 23, 2026
improvement
OPTI 1.81Smarter & Faster EVA
Improved EVA with more detailed tax data, faster data retrieval, and enhanced performance when answering opinion-based questions. Also fixed an issue where EVA could occasionally retrieve data from the wrong retirement plan.
July 23, 2026
improvement
OPTI 1.81Enhanced Excel Downloads
Excel plan downloads now include the Surplus Spending window for both Max Spend and Set Value strategies, while also clearly indicating whether the data is displayed in Real or Nominal dollars.
July 23, 2026
bug
OPTI 1.81Help Desk Popup Fix
Fixed an issue where the Help Desk popup could accidentally close while users were typing if they misclicked outside the window.
July 23, 2026
feature
OPTI 1.81British Columbia Tax Update
Updated Optiml to reflect the latest British Columbia tax changes. The lowest provincial tax rate has increased from 5.06% to 5.6%, the non-refundable tax credit rate has been updated accordingly, and inflation indexing of tax brackets and credit thresholds is now paused through 2030 based on recent legislative changes.
July 23, 2026
bug
OPTI 1.80Strategy Loading Bar Fix
Fixed an issue where the strategy loading bar could display an incorrect progress percentage while your plan was running.
July 16, 2026
bug
OPTI 1.80Life Milestones Display Fix
Fixed an issue on the Dashboard Life Milestones page to correctly display all primary residence sales when upsizing or downsizing, while also ensuring goals with associated costs are shown correctly.
July 16, 2026
feature
OPTI 1.80Additional HoldCo Business Expenses
HoldCo owners can now record additional business expenses that were not previously supported. This ensures your HoldCo can account for a wider range of business expenses in your retirement plan.
July 16, 2026
improvement
OPTI 1.80Faster CPP/QPP & OAS Optimization
Improved the performance of the CPP/QPP and OAS optimizer to reduce run times and prevent optimization timeouts.
July 16, 2026
feature
OPTI 1.79Custom Plan Upgrade
'Custom Plan has been completely overhauled to make scenario planning easier and more flexible. You now have more control, support for additional accounts such as RDSPs, RESPs, and Cash, and a faster way to test strategies like maximizing TFSA or RRSP contributions.
July 9, 2026
improvement
OPTI 1.79Faster Plan Calculations
Goal-based plans have been improved to run and finish faster, helping you get results more quickly when testing different strategies.
July 9, 2026
bug
OPTI 1.79Salary Override Bug Fix
We fixed an issue where manual salary overrides could be cleared when changing your retirement age. Salary overrides entered before the retirement date will now be preserved.
July 9, 2026
feature
OPTI 1.78Historical Snapshots
Introducing Historical Snapshots! You can now automatically save snapshots of your Master Plan at a frequency you choose. Easily track your plan over time, compare historical performance, monitor your net worth, and see how your retirement plan has evolved. This feature is available from your Dashboard.
July 2, 2026
improvement
OPTI 1.78Lifetime Taxes Added to Excel Export
Lifetime Taxes has been added to the Excel export, providing a more complete summary of your retirement plan and tax outcomes.
July 2, 2026
improvement
OPTI 1.78Lifetime Taxes on Saved Plans
Lifetime Taxes is now displayed as a key metric on your Saved Plan cards, making it easier to compare the long-term tax impact of different retirement strategies at a glance.
July 2, 2026
improvement
OPTI 1.78Profile Name Special Character Support
The Name field on your profile now supports additional special characters, such as hyphens (-), allowing for more accurate entry of names.
July 2, 2026
Showing updates for July 2026
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