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Platform Updates

Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.

improvement

OPTI 1.25

Enhanced Graphs for Better Clarity

We’ve improved all graphs across the platform with more detailed hover effects and clearer display of totals. This makes it easier to understand your year-by-year financial picture and quickly identify which accounts or values you’re looking at — improving both transparency and usability.

May 8, 2025

bug

OPTI 1.25

Visual and Naming Fixes for Registered Accounts

We’ve fixed a few visual bugs and naming mismatches that were affecting how some registered accounts appeared on the Dashboard, Action Plan, and Investments pages. These updates should bring better consistency and reduce confusion when tracking your account types across the platform.

May 8, 2025

feature

OPTI 1.24

Dividend Income Control for Non-Registered Accounts

You can now choose to take dividends as income in your plan. Previously, all dividends were automatically reinvested. This update gives you more flexibility to model a dividend income strategy that matches your real-world plans. Simply enter the percentage of dividends you would like to take as income versus reinvest.

May 1, 2025

improvement

OPTI 1.24

LIF Splitting Now Supported

If you are running a plan with a spouse who has a LIF (Life Income Fund), Optiml will now automatically apply LIF splitting when it is the most tax-efficient option. This adjustment is built into the analysis and helps ensure your plan reflects optimal income strategies.

May 1, 2025

improvement

OPTI 1.24

Future Purchases Now Adjusted for Inflation

Optiml now automatically displays the future cost of any goals or expenses you enter, based on a 2% inflation rate. This makes goal-setting more realistic and ensures your plan reflects future purchasing power. This update applies to one-time goals such as buying a vehicle or planning a trip, education expenses through RESPs, and future rent costs if you simulate selling your primary residence. If you have already set any of these, we recommend reviewing them to ensure the future values align with your expectations.

May 1, 2025

Showing updates for May 2025

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