Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
improvement
OPTI 1.23Enhanced Go-Go, Slow-Go, No-Go Customization
The Expenses page now gives you greater control over your retirement lifestyle assumptions. Set custom start ages for each phase and adjust the percentage increases or decreases in spending during your Go-Go, Slow-Go, and No-Go years for more tailored planning.
April 24, 2025
feature
OPTI 1.23Model Future Healthcare Costs
You can now add and categorize future healthcare expenses directly from the Goals page. Whether you're planning for long-term care or annual medical costs, this helps you build a more realistic, personalized plan for retirement.
April 24, 2025
feature
OPTI 1.22Enhanced Cash Flow Graph Interaction
The Cash Flow graph now highlights hovered cells, making it easier to track values and understand how each year contributes to your overall plan. A small change for improved clarity and user experience.
April 17, 2025
bug
OPTI 1.22Fixed Annual Goal Breakdown Bug
We’ve resolved an issue where goal-related expenses weren’t showing properly in the annual breakdown for some users. All goal timelines and yearly values should now appear as expected.
April 17, 2025
improvement
OPTI 1.22Real vs Nominal View Now Available in CSV Downloads
You can now choose between real (inflation-adjusted) or nominal (current dollar) values when exporting your CSV file. This gives you more control over how you view and analyze your plan data outside of Optiml.
April 17, 2025
improvement
OPTI 1.22Improved Cash Flow Modeling for TFSA, RRSP, and Non-Registered Accounts
When entering account information, you’ll now be asked whether you’ve made any deposits or withdrawals this year. This allows Optiml to more accurately model your in-year cash flow based on when you're running your plan, improving overall precision.
April 17, 2025
feature
OPTI 1.21Spousal RRSP is Here!
You can now fully model Spousal RRSPs in your plan - helping you and your partner optimize contributions, withdrawals, and long-term tax savings with even more accuracy.
April 10, 2025
improvement
OPTI 1.21Input Expense Table
The Input Expense Table now shows rent while saving for a home, future mortgage payments, down payments, lump sum payments from property sales with a mortgage, and future rent after selling your home—giving you a clearer view of your living expenses over time.
April 10, 2025
bug
OPTI 1.21Joint Non-Registered Account Growth Projection Fix
Fixed an issue where users without an existing Joint Non-Registered account who chose to let Optiml simulate one were seeing the growth rate default back to 6%, instead of saving their custom input.
April 10, 2025
feature
OPTI 1.20Custom Plan
You can now fully customize your deposit and withdrawal strategy, year by year, giving you complete control to build or override your plan based on your real-life goals. Run your new plan today to try out this feature!
April 3, 2025
Showing updates for April 2025
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