Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
improvement
OPTI 1.25Enhanced Graphs for Better Clarity
We’ve improved all graphs across the platform with more detailed hover effects and clearer display of totals. This makes it easier to understand your year-by-year financial picture and quickly identify which accounts or values you’re looking at — improving both transparency and usability.
May 8, 2025
bug
OPTI 1.25Visual and Naming Fixes for Registered Accounts
We’ve fixed a few visual bugs and naming mismatches that were affecting how some registered accounts appeared on the Dashboard, Action Plan, and Investments pages. These updates should bring better consistency and reduce confusion when tracking your account types across the platform.
May 8, 2025
feature
OPTI 1.24Dividend Income Control for Non-Registered Accounts
You can now choose to take dividends as income in your plan. Previously, all dividends were automatically reinvested. This update gives you more flexibility to model a dividend income strategy that matches your real-world plans. Simply enter the percentage of dividends you would like to take as income versus reinvest.
May 1, 2025
improvement
OPTI 1.24LIF Splitting Now Supported
If you are running a plan with a spouse who has a LIF (Life Income Fund), Optiml will now automatically apply LIF splitting when it is the most tax-efficient option. This adjustment is built into the analysis and helps ensure your plan reflects optimal income strategies.
May 1, 2025
improvement
OPTI 1.24Future Purchases Now Adjusted for Inflation
Optiml now automatically displays the future cost of any goals or expenses you enter, based on a 2% inflation rate. This makes goal-setting more realistic and ensures your plan reflects future purchasing power. This update applies to one-time goals such as buying a vehicle or planning a trip, education expenses through RESPs, and future rent costs if you simulate selling your primary residence. If you have already set any of these, we recommend reviewing them to ensure the future values align with your expectations.
May 1, 2025
Showing updates for May 2025
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