Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
feature
OPTI 1.67Joint Cash Accounts Now Supported
Users with a spouse can now add a Joint Cash account. This allows for more detailed and accurate financial planning by reflecting jointly held cash assets within your plan. If you previously split joint cash balances between Spouse 1 and Spouse 2, you may want to remove those balances and add them as a single Joint Cash account for more accurate planning.
March 12, 2026
improvement
OPTI 1.67Healthcare Expenses Can Now Be Marked for Tax Credit
Healthcare expenses added under Healthcare Goals can now be flagged as eligible for the Medical Expense Tax Credit. Optiml will automatically calculate the applicable credit based on your province or territory.
March 12, 2026
improvement
OPTI 1.67Occupation Field Added to Profile
Users can now optionally add their occupation on the Profile page. While not required, this helps us better understand and support the Optiml community.
March 12, 2026
bug
OPTI 1.66Defined Benefit Pension Start Month Persistence Fixed
Resolved an issue where the Defined Benefit pension start month was persisting incorrectly for some users, which could cause only partial pension income to appear in the first year.
March 5, 2026
bug
OPTI 1.66Custom Plan HoldCo Freezing Issue Resolved
Fixed a bug where the Custom Plan tool could freeze when overriding HoldCo shareholder loan inputs. The issue has been resolved and users can now run simulations without interruption.
March 5, 2026
feature
OPTI 1.66Dynamic Mortgage Interest Rates for Properties
Mortgage interest rates can now use Dynamic Rates, allowing users to model rate increases or decreases over time. This applies to all property types including Primary Residences, Cottages, Income Properties, and Land, making it easier to stress test future interest rate scenarios.
March 5, 2026
improvement
OPTI 1.66Inheritance Beneficiary Selection Now Required
Users must now specify who receives each inheritance instead of the system automatically splitting it 50/50 between spouses. This provides more accurate estate planning and greater control over inheritance distribution.
March 5, 2026
Showing updates for March 2026
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