Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
improvement
OPTI 1.41Referral Program Enhancements
Our improved referral program is now live! Earn $20 in credits for every new user you refer — no limits. You’ll also find your personal referral link ready to share with friends and family, and they’ll receive $20 off their subscription when they sign up.
August 28, 2025
bug
OPTI 1.41Cash Flow Graph Bug Fix
Resolved an issue where the cash flow graph would disappear after hovering over it.
August 28, 2025
bug
OPTI 1.41QPP Label Fix
Fixed a labeling issue where Quebec Pension Plan (QPP) was incorrectly shown as CPP for Quebec residents.
August 28, 2025
feature
OPTI 1.41New Website AI 'ORA' Now Live
Meet ORA, our new AI assistant available on the website. ORA can answer questions about Optiml and guide you through the services we offer.
August 28, 2025
feature
OPTI 1.40LIRA Unlocking Now Supported
You can now simulate unlocking a percentage of your LIRA when converting it to a LIF. The unlocked amount can be transferred into an RRSP or RRIF based on your province or territory’s rules.
August 21, 2025
bug
OPTI 1.40Retirement Age Display
Fixed an issue where the displayed age was incorrect when selecting a retirement month. Age now reflects correctly based on your birthdate and selected retirement year/month.
August 21, 2025
bug
OPTI 1.40RESP Data Saving
Resolved a bug where RESP data wasn’t saving properly when launching saved plans from the Analysis Hub. All RESP inputs should now carry over correctly.
August 21, 2025
feature
OPTI 1.39RDSP Accounts Now Supported
You can now add Registered Disability Savings Plans to your Optiml plan. Track contributions, government grants and bonds, repayment amounts, PGAP status, and LDAP/DAP withdrawal limits. We also automatically apply the Disability Tax Credit so you can see its impact across your full tax picture.
August 14, 2025
improvement
OPTI 1.39DC Pension Contributions Proration
Defined Contribution pension contributions for the current year are now prorated toward your next year’s balance, ensuring more accurate results when starting your plan partway through the year.
August 14, 2025
bug
OPTI 1.39Retirement Age and Month Selection Fix
Selecting your retirement age is now based on your actual birthday, making it easier to pick the exact month you plan to retire.
August 14, 2025
bug
OPTI 1.39QPP Optimize Button Fix
Fixed a bug where the Quebec Pension Plan Optimize button was not functioning as intended. It now works smoothly for all scenarios.
August 14, 2025
bug
OPTI 1.39Expenses Table and Future Rent Display Fix
Resolved visual issues affecting 0% expense growth entries and future rent entries, including cases where rent appeared to stop earlier than intended.
August 14, 2025
improvement
OPTI 1.38Improved Interest Income Modelling
You can now track interest income separately in your non-registered accounts. Enter your interest amount in the Income-Bearing section under Non-Registered Investments. This lets you keep a constant percentage of your portfolio earning interest, with reinvestment or withdrawals applied automatically. No need to use the Fixed Income section unless you're modeling GICs or maturing funds. Run a new analysis to see updated results on your Income and Investments pages.
August 7, 2025
Showing updates for August 2025
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