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Platform Updates

Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.

improvement

OPTI 1.41

Referral Program Enhancements

Our improved referral program is now live! Earn $20 in credits for every new user you refer — no limits. You’ll also find your personal referral link ready to share with friends and family, and they’ll receive $20 off their subscription when they sign up.

August 28, 2025

bug

OPTI 1.41

Cash Flow Graph Bug Fix

Resolved an issue where the cash flow graph would disappear after hovering over it.

August 28, 2025

bug

OPTI 1.41

QPP Label Fix

Fixed a labeling issue where Quebec Pension Plan (QPP) was incorrectly shown as CPP for Quebec residents.

August 28, 2025

feature

OPTI 1.41

New Website AI 'ORA' Now Live

Meet ORA, our new AI assistant available on the website. ORA can answer questions about Optiml and guide you through the services we offer.

August 28, 2025

feature

OPTI 1.40

LIRA Unlocking Now Supported

You can now simulate unlocking a percentage of your LIRA when converting it to a LIF. The unlocked amount can be transferred into an RRSP or RRIF based on your province or territory’s rules.

August 21, 2025

bug

OPTI 1.40

Retirement Age Display

Fixed an issue where the displayed age was incorrect when selecting a retirement month. Age now reflects correctly based on your birthdate and selected retirement year/month.

August 21, 2025

bug

OPTI 1.40

RESP Data Saving

Resolved a bug where RESP data wasn’t saving properly when launching saved plans from the Analysis Hub. All RESP inputs should now carry over correctly.

August 21, 2025

feature

OPTI 1.39

RDSP Accounts Now Supported

You can now add Registered Disability Savings Plans to your Optiml plan. Track contributions, government grants and bonds, repayment amounts, PGAP status, and LDAP/DAP withdrawal limits. We also automatically apply the Disability Tax Credit so you can see its impact across your full tax picture.

August 14, 2025

improvement

OPTI 1.39

DC Pension Contributions Proration

Defined Contribution pension contributions for the current year are now prorated toward your next year’s balance, ensuring more accurate results when starting your plan partway through the year.

August 14, 2025

bug

OPTI 1.39

Retirement Age and Month Selection Fix

Selecting your retirement age is now based on your actual birthday, making it easier to pick the exact month you plan to retire.

August 14, 2025

bug

OPTI 1.39

QPP Optimize Button Fix

Fixed a bug where the Quebec Pension Plan Optimize button was not functioning as intended. It now works smoothly for all scenarios.

August 14, 2025

bug

OPTI 1.39

Expenses Table and Future Rent Display Fix

Resolved visual issues affecting 0% expense growth entries and future rent entries, including cases where rent appeared to stop earlier than intended.

August 14, 2025

improvement

OPTI 1.38

Improved Interest Income Modelling

You can now track interest income separately in your non-registered accounts. Enter your interest amount in the Income-Bearing section under Non-Registered Investments. This lets you keep a constant percentage of your portfolio earning interest, with reinvestment or withdrawals applied automatically. No need to use the Fixed Income section unless you're modeling GICs or maturing funds. Run a new analysis to see updated results on your Income and Investments pages.

August 7, 2025

Showing updates for August 2025

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