Powerful Tools
Take control of your financial future with our comprehensive suite of planning tools. From real-time account integration to detailed analytics, we provide everything you need to make informed decisions.
Success Score
Next-Gen Analytics
Put your plan to the test. The Success Score runs multiple simulations across different market conditions, investment growth rates, and even recessions to show how likely your plan is to hold up under pressure. It’s a smarter way to see if your financial future is really on track.
Success Score
Next-Gen Analytics
Put your plan to the test. The Success Score runs multiple simulations across different market conditions, investment growth rates, and even recessions to show how likely your plan is to hold up under pressure. It’s a smarter way to see if your financial future is really on track.
Generate Historical Growth Rates
Generate Historical CPI
Simulate Recession
90%
Success Rate
Success Score Dashboard
Real-time visualization of your financial plan's success probability with dynamic scenario modeling.
Scenarios
Graphs
Analysis
Summary
Link Investment Accounts
Secure Integration
Seamlessly connect your investment accounts using Wealthica to integrate your balances directly.
Link Investment Accounts
Secure Integration
Seamlessly connect your TFSA, RRSP, FHSA, and Non-Registered accounts using Wealthica to integrate your investment balances directly. Say goodbye to manual updates—fast-track your analysis with real-time data and keep your financial plan effortlessly up to date.
Your Investment Accounts
TFSA
RRSP
FHSA
Non-Registered
Secure Connection
Wealthica Platform
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Bank-level Security
✓ Real-time Updates
✓ No Manual Entry
✓ Save Time
Dynamic Growth Rates
Scenario Testing
Adjust annual growth rates throughout your analysis to stress-test best-case, worst-case, and realistic scenarios.
Dynamic Growth Rates
Scenario Testing
Adjust annual growth rates throughout your analysis to stress-test best-case, worst-case, and realistic scenarios. Explore how different investment outcomes impact your plan and gain confidence in your financial decisions.
Save Analyses
Data Management
Save your analyses to compare scenarios, revisit past plans, and make updates to strategies.
Save Analyses
Data Management
Save your analyses to compare scenarios, revisit past plans, and make updates to strategies you want to follow—all while running unlimited "what-if" simulations in the meantime.
Download as CSV
Export Tools
Export your entire analysis as a CSV file for detailed review and flexibility.
Download as CSV
Export Tools
Export your entire analysis as a CSV file for detailed review. Whether you prefer to create your own graphs, dive into the numbers, or work in a different format, this feature gives you complete flexibility.
Assets Suite
Comprehensive Planning
Incorporate a variety of asset types into your personal financial plan for a holistic view of your financial picture.
Assets Suite
Comprehensive Planning
Incorporate a variety of asset types into your personal financial plan. Add properties like a primary residence, cottage, income properties, or land. Include life insurance policies, an operating business, or a CCPC investment fund to get a holistic view of your financial picture.
Real Estate
Primary Residence
Plan for upsizing, downsizing, or selling your home to align with your retirement goals.
Cottage
Include vacation properties in your financial planning and assess their long-term impact.
Income Properties
Manage rental properties and optimize their contribution to your retirement income.
Land
Account for undeveloped property assets in your portfolio.
Insurance
Term Life Insurance
Protect your loved ones with cost-effective coverage for a specific period, ideal for income replacement and temporary needs.
Whole Life Insurance
Build cash value while providing lifetime coverage, combining permanent protection with a savings component.
Business
Operating Business
Plan for business succession or sale as part of your retirement strategy.
CCPC Investment Fund
Optimize corporate investments for tax efficiency and growth.
Personal Assets
Add Your Personal Assets
Include any valuable personal possessions in your financial plan. From vehicles and jewelry to art collections and precious metals, track assets that may appreciate or depreciate over time. Plan for future sales or long-term holding strategies, and understand how these assets contribute to your overall wealth picture.
Boats
Jewelry
Cars
Motorbikes
Gold
Art
RVs
Furniture
Wine
Equipment
May Appreciate
May Depreciate
Inheritance
Future Inheritance
While inheritance isn't something we plan for, it can be incorporated into your financial analysis if you expect it to be part of your future. This sensitive topic can be included in your planning to ensure all aspects of your financial picture are considered and managed thoughtfully.
Insight Page
Strategy Comparison
See the impact of following your optimized, goal-based estate strategy compared to a traditional one-size-fits-all approach.
Insight Page
Strategy Comparison
See the impact of following your optimized, goal-based estate strategy compared to a traditional one-size-fits-all approach. View a side-by-side comparison of deposit and withdrawal strategies and understand how these decisions affect your overall estate value.
Virtual Assistant
Meet Eva
Meet Eva, your intelligent chatbot companion. Whether you need help navigating the platform, updating your plan, or understanding features and definitions, Eva has you covered.
Virtual Assistant
Meet Eva
Meet Eva, your intelligent chatbot companion. Whether you need help navigating the platform, updating your plan, or understanding features and definitions, Eva has you covered.
Non-Registered Dividends
Portfolio Strategy
Optiml gives you the flexibility to model dividend income as it fits your real-life strategy.
Non-Registered Dividends
Portfolio Strategy
Optiml gives you the flexibility to model dividend income as it fits your real-life strategy. Whether you prefer to reinvest dividends or use them as part of your annual income, you're in control. Simply set the percentage of dividends you'd like to take as income versus reinvest. This feature makes it easy to align your plan with how you actually manage your investments.
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