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Retirement Strategies

Find the strategy built for your goals

There is no single right way to retire. There is only YOUR way.

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Optiml is goal-based, you define what matters most and it builds a math-optimized plan around it.

With Optiml

Without

Estate Goal

Maximize After-Tax Estate

Leave the largest possible inheritance, without sacrificing your retirement.

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With Optiml

Without

Tax Goal

Minimize Lifetime Taxes

Pay the least tax over your lifetime.

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With Optiml

Without

Spending Goal

Maximize Retirement Spending

Live your best retirement. Spend more, worry less, never run out.

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Your spending

Estate target

Set Estate Goal

Set Your Estate Target

Lock in your legacy. Spend everything else.

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Strategic draw

No strategy

RRSP Strategy

RRSP Meltdown Strategy

Do not let your RRSP become a tax bomb. Defuse it strategically.

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OAS preserved

Clawed back

OAS Strategy

OAS Clawback Reducer

Stop giving back your OAS. You earned it, keep it.

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Estate

Spending

Tax

Build Your Own Custom Plan

Our optimized plans run the numbers and provide a math-based approach. Want to add your own touch? Input your own deposit and withdrawal strategy to build a plan exactly the way you want it.

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Ready to build your optimized plan

Ready to build your optimized plan?

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Features

Eva - AI AssistantCPP & OAS OptimizerWithdrawal OptimizerSuccess ScoreCompare PlansWealthica IntegrationEstate Projector

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