Yes, you can retire.

Stop wondering if you have enough. Optiml runs your complete financial picture and gives you a clear, honest answer backed by math, not guesswork.

Know exactly which account to draw from, and how much, every year.

Don't follow a generic withdrawal order. See a personalized strategy showing exactly when and how much to withdraw from each account, year by year, built around your tax situation and your goals.

Actually calculate the best time to start taking your CPP and OAS.

Most Canadians leave tens of thousands of dollars on the table by defaulting to age 65. Optiml runs every possible start age against your full plan and tells you exactly when to take it.

See exactly how much you will leave behind for your loved ones.

Know your after-tax estate value down to the dollar. Understand what goes to your family and what goes to tax, and find the strategies that tip that balance in your family's favour.

Have confidence you won't run out of money.

Your plan is tested across market downturns, rising inflation, and varying returns. Know that your income holds up no matter what the market does.

Compare different strategies side by side. Know the difference immediately.

Small decisions have enormous long term consequences. Optiml makes those consequences visible so you can choose with confidence rather than anxiety.

Your plan, on your terms. Update it from home any time.

No calls, no emails, no waiting for an advisor to get back to you. Make a change and see the impact in seconds. You are in control of your own financial future.

Your plan always reflects what you actually have.

No more manual updates. No more stale numbers. Your accounts sync automatically so every decision you make is grounded in your real financial picture.

Never make a financial decision alone again.

Have a question about your plan? Ask Eva. It knows your numbers, understands your goals, and gives you a straight answer without the jargon or the billable hour.