For the First Time, You're in Full Control of Your Financial Plan.
There's no reason you shouldn't be in control of your financial future. Or at the very least, run the numbers and truly understand where you stand.
With Optiml, you can simulate various scenarios, adjust your strategies, and see real-time outcomes, all without relying on generic advice.
Empower yourself with data-driven decisions and eliminate the guesswork from financial planning.
Optiml is a Canadian-based financial planning tool designed to empower individuals to take control of their financial future. With user-friendly features and personalized strategies, Optiml simplifies the planning process, making it accessible to everyone.
Trusted by Everyday Canadians
See how Optiml is helping Canadians across the country take control of their financial future
"I've been paying accountants, bankers, insurance brokers etc and can never get any concrete recommendations from any of them. When I read about Optiml, I thought finally, someone is as frustrated as me!"
Mark C.
Saint John, New Brunswick
"Finally found a retirement planning tool that takes into account all aspects of my financial situation. The tax optimization features are incredible!"
Robert P.
Edmonton, Alberta
"I've been using Optiml for a couple of days now and it's amazing. Simple interface, easy to use and includes all the accounts a Canadian would want to plan for."
Reddit User
Verified User
Run different What-if Scenarios
Explore the impact of life's big (and small) decisions on your financial future. Instantly test different scenarios and see how your plan adapts.
Downsizing
See how selling your home and moving to a smaller place could impact your retirement plan.
Family Vacation
Plan for that dream trip and see how it fits into your long-term goals.
After-tax Estate
Find out what your estate could be worth after taxes and fees.
CPP & OAS Timing
See the impact of taking government benefits at different ages.
Retirement Spending
Find out just how much you can spend in retirement without running out.
Investment Growth
Test different investment growth rates and see the long-term impact.
Retirement Age
Test the impact of retiring earlier or later on your plan.
Kids' Education Cost
See how saving for your children's education affects your financial future.
How It Works
Goal-based planning made simple
Set your goal
Start by creating your profile and choosing what matters most to you.
Your Goals Could Include:
Maximizing your estate
Hitting specific savings targets
Spending confidently in retirement
Create your Optiml™ Plan
Optiml does the heavy lifting. It analyzes your full financial picture and runs advanced simulations.
What We Analyze:
Your complete financial picture
Advanced simulations
Most efficient path to your goals
Put your plan into action
With your personalized blueprint in hand, you'll have the clarity and confidence to manage your finances your way.
You're in Control:
Clear financial roadmap
Confidence in your decisions
Flexibility to adjust goals
What You'll Get (Free Trial Breakdown)
Access to 95% of features to help answer your key financial questions
Powerful Features
Everything you need to plan your future
Optimal Deposit Strategy
Optimized Withdrawal Strategy
CPP & OAS Optimization
Unlimited What-If Scenarios
Full Support
We're here to help you succeed
14-Day Full Access Trial
Book a Demo with Our Team
Email Customer Support
Find Your Perfect Plan
Ready to take control of your financial future?
Start Your Free Trial